Long-Term Effects of Traffic Tickets

There is nothing worse than driving along the road and seeing flashing lights in the rearview mirror. Once pulled over, there is one last chance that perhaps just a warning will be issued. That is not the case for a lot of people, as they go home with a ticket. While the ticket, short term, might not seem like that big of a deal, there are some long-term effects of traffic tickets people don’t always think about.

For starters, every single licensed driver in the United States has a driving record. When a traffic ticket is issued, it officially goes on the record. There is nothing that can be done about it. That might sound a bit hard for some people, but everyone must deal with the same laws.

After getting a traffic ticket on the record, a person might be facing some changes in their auto insurance coverage. This is not always the case, as there are insurance companies who allow a “one-time pass” kind of thing. It depends on two main factors: driving record history and severity of the ticket.

If this is the first traffic ticket on the record and it is for something relatively minor like speeding, a lot of insurance companies will be easy on their customers. They understand that mistakes can be made from time to time, which is why they won’t try to hike up your insurance to a crazy amount. If you are a speeder who hasn’t learned your lesson though, insurance companies could very well take the liberty of increasing your rate.

The standard chargeable period for almost every state is three years. This goes for moving violations, at-fault crashes, DUIs, and more. The bigger the charge, the more insurance will be affected. A person can expect maybe a couple hundred dollars added on to their insurance premium after a speeding ticket, but it becomes thousands of dollars if charged with street racing or a DUI.

In order to understand all the different long-term effects of traffic tickets, it is important for people to reach out to Hersem Law and other offices similar to them around the United States. For the most part, they know exactly what to do and say in these situations. Getting a traffic ticket of any kind can have some long-term effects, so addressing them and trying to get everything under control is the best way to go.